A new life in Spain also requires security on the road. At GrupoXandra, we have been assisting expatriates with insurance that suits their life here for more than 20 years. With our car insurance drives you with confidence knowing that you are always well protected no matter where in Spain you are.
Every driver is different. That's why we offer clear choices, so you always have a coverage finds that fits your situation and budget.
Auto coverage that fits your situation perfectly
Option A | Terceros Lunas basic coverage with glass
With the Terceros Lunas coverage, you are protected at third-party damage, window breakage, storm and hail damage.
In addition, you will receive legal aid, towing service and a replacement car in the event of an accident.
An ideal and affordable solution without sacrificing essential protection.
Option B | Completo greater protection
Do you want more security?
Then Completo coverage is an excellent choice.
In addition to basic coverage of Terceros Lunas you are also insured against theft, fire and total loss.
That way, you don't have to worry about greater risks and unexpected costs.
Option C | TODO RIESGO complete peace of mind
For the most complete protection, choose Todo Riesgo. This all-risk insurance reimburses also damage to your own vehicle, even When you are responsible yourself.
The deductible will be clearly stated in advance in your quote. Including extended breakdown service through Ampliada Plus coverage, with the possibility to this expandable to even more assistance on the way.
Do you ride a motorcycle or scooter?
Whether you ride daily or only occasionally, we will help you with insurance for your motorcycle or scooter that meets all Spanish regulations as well as your personal needs.
Apply for your car insurance in Spain now
Contact us today and get a free quote.
That way you can be sure you are properly insured - wherever you drive.
Do you have any questions? Here are the answers
Can I get Spanish car insurance with a foreign driver's license?
Yes. You can obtain expatriate car insurance in Spain with a foreign driver's license. Depending on your country of origin, the insurer may ask for an official translation or later exchange to a Spanish driver's license.
Do I need an NIE number to insure my car?
Yes. An NIE number is required to insure a vehicle in Spain. This applies to both residents and non-residents.
Is roadside assistance included?
Yes. Every coverage includes roadside assistance. With the Ampliada Plus option, you can count on comprehensive assistance throughout Spain and often in Europe.
Can I get Spanish car insurance if I don't live in Spain?
Yes. Even as a non-resident, you can have a car insurance in Spain exit, as long as the vehicle is registered here and thus has a Spanish license plate.
Am I insured if I lend my car to friends or family?
Yes, as long as the driver has a valid driver's license and there are no restrictions in the policy terms. With Zurich, there is usually ample coverage for multiple drivers over the age of 26.
How does reporting damage to GrupoXandra work?
In case of damage, you can also contact the insurer or also email GrupoXandra. We will guide you in your own language and completely take over communication with Zurich or other insurers.
Can I get the policy and service in my own language?
The official policy documents are available in multiple languages. At GrupoXandra, you also get service, explanations and claims assistance in your own language.
Does my Spanish car insurance also apply in other countries?
Yes. Your policy is valid throughout the EU and often also in some non-EU countries. For some non-EU countries, you will need to apply for a special certificate for the period you are staying in that country.
Why do expats in Spain choose GrupoXandra for car insurance?
Because we have more than 20 years of experience working with expatriates in Spain. You get advice, clear explanations, multilingual service and a reliable partner in claims handling.