Your life insurance in Spain
Financial peace of mind for you and your loved ones
Life cannot be planned, but you can ensure that your family is financially protected when something unexpected happens. At GrupoXandra, we have been assisting expats for over 20 years with insurance that fits their situation in Spain. With the Vida Complet Life Insurance Do you know that so your loved ones are not left behind with financial worries.
Financial protection for your family
Upon death, the agreed-upon capital will be paid out to the beneficiaries you designate. This will allow your family to:
- Keep paying the mortgage
- Covering operating costs and bills
- Continue their lives without financial pressure
This way, you can be sure that your loved ones are protected, even when you are no longer around.
Expandable coverage as desired
The life insurance goes beyond just death coverage. You can opt for additional guarantees, such as:
- Disability benefit for permanent incapacity for work
- Accidental death coverage
- Benefit upon diagnosis of a serious illness
- Partial payout for a terminal illness with a limited life expectancy
Vida Complet offers protection in multiple scenarios, tailored to what's important to you.
For residents and non-residents
The coverage is valid worldwide and available for residents of Spain. Are you not a resident but buying a property with a mortgage in Spain? You can still take out this life insurance. This way, you meet the bank's requirements and ensure your family is protected.
Certainty and peace of mind with GrupoXandra
With the Vida Complet life insurance, you choose clear terms, personal guidance, and peace of mind. You can look ahead with confidence today, knowing your loved ones will be protected tomorrow.
Request your life insurance quote now
Would you like to know more or receive a no-obligation quote? Contact us today and discover how you can Protect with the Vida Complet life insurance.
Do you have any questions? Here are the answers
Can I take out a Spanish life insurance policy if I am not a resident?
Yes. Even as a non-resident, you can take out life insurance in Spain, for example in combination with a property and mortgage.
How much capital should I insure?
That depends on your personal situation. Many expats choose an amount that fully covers their mortgage debt and fixed expenses, so their family remains financially protected.
Is the capital always paid out upon death?
Yes. Upon death, the insured amount will be paid out to the beneficiaries you designate in the policy yourself.
Can I also receive benefits in case of serious illness?
Yes. With the option serious illness you receive a payout if diagnosed with conditions like cancer or cardiovascular disease.
Are there any waiting times?
Not for death coverage, but for Additional options Such as serious illness or disability, a waiting period may apply.
Up to what age can I take out life insurance in Spain?
The maximum entry age is usually between 65 to 70 years old, depending on the desired coverage.
How does coverage work in the event of an accident?
With the expansion accident insurance Will your beneficiaries receive a higher capital sum if you die in an accident?.
How does the terminal illness benefit work?
When diagnosed with a terminal illness (with a limited life expectancy) you can often receive a portion of the capital in advance, giving you and your family more financial breathing room.
Do I need a medical examination?
Depending on your age and the insured amount, the insurer may request a Medical questionnaire or examination questions.
Why do expats choose GrupoXandra for life insurance?
Because we expats personally guide them with their emigration and financial security. With over 20 years of experience, we ensure your family is always protected – with clear explanations and no Spanish red tape.