Your home in Spain deserves the best protection. At GrupoXandra, we have been assisting expatriates with insurance that suits their life here for more than 20 years. With our home insurance are you insured for both the building (superstructure) and the entire contents. That means both the structure and everything in it, from furniture and appliances to clothing and personal belongings, are protected from damage from fire, storms, water, burglary and other unexpected events.
Every home and family is different. That's why we offer clear choices, so you'll always find coverage that fits your situation and budget.
Option A | The most complete coverage
With Option A, you choose maximum security.
This coverage includes higher fees and additional protection for such things as:
- Glass break
- Extensive electrical damage
- Garden furniture
- Jewelry and valuables
This option is ideal for those who want to protect their homes and possessions as completely as possible.
Option B | Affordable basic security
Looking for good basic insurance at a more competitive premium?
Then Option B is the right choice. You get the same basic protection as Option A, but with lower limits and fewer additional coverages.
Perfect for those who want reliable security without extras that are not needed.
Coverages that fit your situation and budget
Coverage goes beyond the standard. Among other things, you are insured for:
- Water damage, one of the most common problems in Spain (for example, due to burst pipes, leaks or floods)
- Temporary replacement housing or hotel accommodation when your home is temporarily uninhabitable
- Burglary and theft, with compensation for both stolen items and damage to your home
Includes liability insurance for your family
A big advantage of our home insurance in Spain is the standard public liability coverage for your entire family.
This insures you if you or a family member inadvertently causes damage to others - for example, when a child breaks a neighbor's window or you accidentally damage the neighbor's car with a ladder.
Apply now for your home insurance in Spain
Want to know which coverage is best for you? Contact us today and get an offer without obligation. This way you can be sure that your home and your family in Spain will be optimized. Be protected with reliable home and contents insurance.
Do you have any questions? Here are the answers
Can I take out home insurance in Spain if I do not live there permanently?
Yes. Our home insurance in Spain is also suitable for vacation homes or second homes. So you are insured even if you only stay there for a few months a year.
Do I need an NIE number to purchase home insurance?
Yes, usually the insurer asks for a NIE number. However, some policies can also be taken out with a passport number. No worries: we will help you with the proper administration so that your policy can start smoothly.
Is water damage in Spain covered by standard insurance?
Yes. Our Home and contents insurance in Spain Covers damage caused by burst pipes, leaks and floods. This is one of the most common damages in Spain.
How am I insured in case of burglary or theft?
The insurance covers stolen items as well as damage to doors, windows and locks. Our fire insurance in Spain provides complete protection in the event of burglary.
How does reporting damage to GrupoXandra work?
In case of damage, call or email us directly. We guide you completely in your own language and arrange communication with the insurer. So you are never alone.
Am I insured if I rent out my property?
Yes, but this must be reported in advance. There are separate coverages for rentals and vacation rentals. This ensures that your property insurance in Spain remains valid.
Are valuables such as jewelry or art also insured?
Yes. With Option A, there are also valuables such as jewelry, art and electronics covered up to higher limits.
Can I pay Spanish home insurance from a foreign bank account?
Yes. International payments are also possible. We make sure this is arranged correctly and easily.
What is the difference between building and contents in a Spanish policy?
• Property insurance in Spain: covers the building itself (walls, roof, kitchen, bathroom, etc).
• Home contents insurance in Spain: covers all items in your home (furniture, appliances, clothing, personal belongings, etc).
Why do expats in Spain choose GrupoXandra?
Because we have specialized for more than 20 years in insurance for expats in Spain. You get advice, service and claim settlement in your own language - without the hassle of Spanish jargon or procedures.