Practical guide

Includes the building itself and all fixed elementsStructure, installations, built-in kitchen/bathroom, walls, pipes, etc.

The replacement value is the amount needed to rebuild your home to be rebuilt as it is today, after a total loss. This includes: walls, roof, floors, pipes (water, electricity, gas), built-in kitchen and bathroom, fixed elements (e.g. built-in cupboards)

Important: This is not market value | purchase value of the property.

Covers all movable goodsfurniture, clothing, appliances, personal belongings, etc.

The furnishings are all the items that are located in the home and can be taken along for a move. This includes: furniture (sofa, bed, table...), electronics (TV, laptop...), clothing and personal belongings, decorations, and household goods

Not included: The property itself, permanent fixtures that cannot be removed without damage. Simply put: everything you would take with you if you moved.

These are dogs that, according to Spanish legislation, are considered potentially dangerous considered, for example, by: their ras (such as Pitbull, Rottweiler, etc.), their strength, size, or behavior, or if they are registered as dangerous.