Life in Spain is enjoyable, but sometimes you will find unexpected get into a legal conflict: a rent dispute, a problem with an employer, a conflict with neighbors or damage caused by a third party. With the F12 legal expenses insurance you know that you and your family will always have legal support, without high legal fees.
Complete legal protection
Coverage goes beyond advice. You get active legal assistance and representation in a variety of situations, including:
- Conflicts as a consumer (purchases, online orders, telecom contracts)
- Disputes about your property or with your community of owners
- Labor disputes and dismissal
- Problems with tax or government authorities
- Claims due to accidents or negligence of third parties
- Civil and criminal defense
Extra security in the event of separation or divorce
Are you going through a divorce? Then the insurance provides an allowance for legal costs and, if necessary, help with alimony payments. So you get extra financial and legal support during a difficult period.
Contracts and documents arranged
Whether it's a lease, a purchase agreement or documents from your community of owners: a lawyer will review everything and help draw up correct contracts. This way, you avoid problems afterwards.
Telephone legal assistance 24/7
Do you have a question about your rights, received a letter or are you unsure what to do in a certain situation? You can always call and get immediate advice from a specialized lawyer.
Apply for your legal expenses insurance now
Do you want to protect your family from unexpected legal costs and worries?
Contact us today and receive a no-obligation legal expenses insurance quote.
Do you have any questions? Here are the answers
What exactly is legal expenses insurance?
Legal expenses insurance provides legal help and cost reimbursement for conflicts, so you do not have to pay high attorney fees.
Who is the F12 legal expenses insurance for?
For individuals and families in Spain, including expatriates seeking legal certainty in disputes over work, housing, purchases or government.
What legal conflicts are covered by default?
Consumer matters, labor disputes, rental and housing disputes, damage claims, tax problems and defense in civil and criminal cases, among others.
Does the insurance cover conflicts with my landlord or community of owners?
Yes. You will receive legal support for disputes with landlords, neighbors or the VvE (comunidad de propietarios).
Can I get help with layoffs or labor disputes?
Yes. The insurance covers labour disputes, including dismissal procedures and conflicts with employers.
Does insurance also help with drafting or reviewing contracts?
Yes. A lawyer will check or set your lease, purchase agreement or other documents correctly so that you avoid problems.
Is the insurance valid only in Spain?
Coverage applies primarily in Spain, but in some cases (such as claims or travel) legal support can also be provided abroad.
How does telephone legal assistance work?
You can 24/7 call for advice. A lawyer will provide immediate answers and guide you through the first steps.
Can I get legal expenses insurance if I am not a resident?
Yes. Also non-residents with interests in Spain (such as a home or lease) can purchase this insurance.
Why do expats choose GrupoXandra for legal expenses insurance?
Because for more than 20 years we expatriates have help with legal conflicts in Spain, with clear explanations, multilingual service and the security of a strong partner like Zurich.