Insurance against squatters (ocupas)
in Spain
Legal protection against illegal occupation
Illegal home occupation is a real risk in Spain. When your property is occupied, it can take months to complete legal action and the damage is often extensive. With the ensureering against squatters are you insured of legal support and reimbursement of expenses To get your home back and recover damages.
What is insured?
The insurance provides legal assistance and financial coverage in such areas as:
- Legal steps to vacate and recover your property
- Claims for damage to your home by occupiers
- Telephone legal assistance for questions or conflicts
Extra security with optional coverages
You can expand your insurance with additional collateral, such as:
- Reimbursement of municipal costs that continue during occupation
- Reimbursement of cleaning and repair costs after departure of occupiers
- Additional legal coverage in administrative proceedings
Financial protection
- Choice of insured amount of €3,000 or €6,000 for legal expenses
- Coverage of attorney, notary and court fees
- Prepayment of certain costs to enable immediate action
Certainty and peace of mind with GrupoXandra
With the tenants legal assistance insurance you are assured of legal support in Spain, clear explanations and personal guidance. So you rent with confidence and without worries.
Apply now for your insurance against squatters in Spain
Do you want to protect your property from the risk of illegal occupation? Contact us today and receive a free quote for insurance against squatters in Spain.
Do you have any questions? Here are the answers
Is insurance against squatters mandatory in Spain?
No, insurance is not mandatory, but for owners of second homes or vacant properties, it is highly recommended. The insurance protects you from high legal fees and lengthy proceedings.
What happens if my property is occupied while I am abroad?
Legal action will be initiated on your behalf and you will be kept fully informed. Insurance will cover the proceedings and associated costs.
How quickly can I take action on an illegal occupation?
In case of suspected occupation, contact the legal department immediately. They will assess the situation and initiate the eviction procedure immediately so that no time is lost.
Does the insurance cover damage caused by the occupiers?
Yes. You are insured for property damage to your home, such as vandalism, lock breakage, leaks, trash or abandoned damage.
Am I covered if the occupiers also cause energy costs or municipal charges?
With the optional extension, you can receive reimbursement for municipal fees, utilities and repair costs that have continued during the occupation.
Does the insurance cover legal disputes in vacation rentals or long-term rentals?
Yes, but it must be declared in advance. There are separate coverages for long-term rentals and tourist rentals to ensure your policy remains valid.
Are attorneys' and bailiffs' fees reimbursed?
Yes. The insurance covers the fees of attorneys, notaries, legal representatives and court costs, up to your chosen insured amount.
Do I have to collect evidence of the occupation myself?
No. The legal team will guide you in gathering evidence (photos, reports, witnesses). They make sure everything is delivered correctly according to Spanish procedure.
How long does an eviction procedure take in Spain?
It depends on the type of occupation. With legal assistance, emergency proceedings can be initiated within a few weeks, while without assistance it can take months or even longer. Insurance helps to speed up the process.
Why do expats choose okupa insurance in Spain?
Because vacant homes, second homes and vacation rentals are more susceptible to occupancy. This insurance provides peace of mind: prompt legal action, reimbursement of expenses and personalized assistance in your own language.