With a boat, you enjoy freedom, adventure and relaxation at sea or along the Spanish coast. But the water also brings risks: a collision, storm damage, theft or an unexpected engine failure. At GrupoXandra, we have been assisting expats in Spain for more than 20 years. With our boat insurance, you sail with peace of mind knowing that you are properly insured, for yourself, your passengers and your vessel.
Every boat and every owner is different. That's why we offer clear choices, so you'll always find coverage that fits your situation and budget.
Protection for your boat and equipment
Coverage goes beyond mandatory liability insurance. Your boat is insured against, among other things:
- Fire, explosion and lightning strikes
- Collision or sinking
- Theft of the boat or equipment
- Damage caused by vandalism
In case of total loss, the value of your boat is reimbursed according to the policy terms. For partial damage, repair costs are covered so you can get back on the water quickly.
Safety for mariners
Not only your vessel, but also the people on board are protected. In the event of an accident on board or while embarking and disembarking, medical expenses, permanent disability and death are co-insured. So you enjoy with extra peace of mind, together with your family and friends.
Assistance at sea and abroad
A major benefit of boat insurance is 24/7 marine assistance. Does your engine fail or you are unable to return to port? Then your boat will be towed to the nearest port. You can also count on direct assistance in case of emergencies, medical problems or damage abroad. Even personal belongings on board are insured up to an agreed amount.
Carefree sailing with GrupoXandra
With GrupoXandra's boat insurance, you choose carefree boating. Clear explanations in your own language, personalized service and Zurich's reliable coverage ensure that you go out on the water with confidence - every day.
Apply now for your boat insurance in Spain
Want to know which coverage is best for you? Contact us today and receive a no-obligation quote. This way you can be sure that your boat and your passengers are optimally covered. be protected with reliable boat insurance.
Do you have any questions? Here are the answers
Is boat insurance mandatory in Spain?
Yes. For motorboats and sailboats longer than 6 meters, liability insurance Spain is mandatory. This insures you for damages to third parties.
Can I purchase boat insurance with a foreign flag or registration?
Yes. Expats can insure their foreign-flagged boat in Spain, depending on where the boat is primarily located.
What damages are covered by boat insurance by default?
You are insured for fire, explosion, lightning, collision, sinking, theft and vandalism. Personal belongings on board are also co-insured up to a certain amount.
Is damage due to storms or inclement weather covered?
Yes. Storm damage and natural disasters are within the coverage under the policy terms.
Are those on board also insured?
Yes. Your passengers are insured for medical expenses, permanent disability and death following an accident on board or during boarding and disembarkation.
Will I get help with a breakdown at sea?
Yes. With boat insurance, you get 24/7 assistance at sea, including towing service to the nearest port.
Does boat insurance cover trips abroad?
Yes. Your insurance also applies abroad, for example in the event of damage or emergencies during boating trips outside Spain if it was correctly stated in the policy.
Can I take out my boat insurance if I am not a resident in Spain?
Yes. Even as a non-resident, you can use your insure boat in Spain, as long as the berth is in Spain.
How do I report damage to my boat in Spain?
You contact the insurer or us directly. We take care of the complete settlement with the insurer in your own language.
Why do expats in Spain choose GrupoXandra for boat insurance?
Because we have more than 20 years of experience working with expatriates in Spain, provide personalized service and handle damages quickly and clearly - without complicated Spanish procedures.