Driving in Spain means freedom, but also risk of conflicts or accidents. With the Auto Basic Plus legal expenses insurance are you insured from legal support when you become involved in a traffic dispute or accident. This way, you do not have to worry about high attorney fees or complicated procedures.
What is insured?
With Auto Basic Plus you are insured from legal defense and cost reimbursement In including:
- Criminal defense in traffic accidents
- Legal assistance for damage claims (damages and injuries caused by third parties)
- Conflicts about your other insurance policies (for example, discussion with your own auto insurer or the consorcio)
- Additional civil and criminal defense when you are sued yourself
Optional extensions
You can expand your coverage to include additional securities, such as:
- Help with traffic fines: appeal procedures against administrative penalties
- Reimbursement of expert fees for technical reports of your vehicle
- Protection of auto premiums: reimbursement of your auto insurance premium in the event of long-term unemployment, disability or hospitalization due to an accident
- Contractual disputes: legal help with the purchase or repair of a vehicle, for example
- Third-party insolvency: reimbursed up to €12,000 if the responsible party cannot pay
Coverage in Spain and Europe
The insurance applies throughout Spain. For criminal defense and damage claims, coverage also applies in Europe and Mediterranean countries - ideal for those who often drive outside Spain.
Cost included
The insurance will reimburse all necessary legal expenses, including:
- Lawyer, attorney and court fees
- Notary fees
- Costs of arbitration or mediation proceedings
Security with GrupoXandra
With Auto Basic Plus, you choose peace of mind on the road. We guide you personally and provide clear explanations in your own language, so you know exactly what to expect from your legal expenses insurance.
Apply for your Auto Basic Plus insurance now
Want to protect yourself from unexpected legal costs in traffic? Contact us today and receive a free quote for
Auto Basic Plus legal expenses insurance in Spain.
Do you have any questions? Here are the answers
What exactly is Auto Basic Plus?
Auto Basic Plus is legal expenses insurance for traffic disputes in Spain. It covers legal costs and provides defense in the event of accidents, damage claims or other disputes.
Do I need Auto Basic Plus if I already have auto insurance?
Yes. Regular auto insurance covers damages, liability and basic legal costs, but not the legal costs of conflicts with the insurer, consortium et al. Auto Basic Plus supplements your existing policy.
Are attorney fees fully reimbursed?
Yes. The insurance covers lawyer, attorney and court fees according to the policy limits. So you do not have to advance high costs yourself.
Can I take out Auto Basic Plus as an expat without a Spanish driver's license?
Yes. You can get insurance with a foreign driver's license, as long as you are legally allowed to drive in Spain.
Does the insurance also cover conflicts with my own insurer?
Yes. You will receive legal support for disputes with your auto insurer About the payout or interpretation of your policy.
Are traffic fines also insured?
Not by default, but you can choose the traffic fines option, covering objection procedures against sanctions.
What happens if the other party cannot pay?
With the option Third-party insolvency you will be reimbursed up to €12,000 when the responsible party has no funds.
Can I get legal help when buying or repairing my car?
Yes. Through the option contractual disputes you are insured for legal assistance for purchase, maintenance or repair.
How does auto premium protection work?
For long-term unemployment, disability or hospitalization following an accident you can recover the auto insurance premium paid.
Are expert fees included?
Yes. The insurance can also cover the costs of technical reports and expertise cover, depending on the extension chosen.
How soon can Auto Basic Plus start?
Coverage can usually within 24 hours take effect as soon as we receive all the necessary documents. Thus, you are quickly protected against legal risks on the road.
Can I combine Auto Basic Plus with my current car insurance policy?
Yes. Auto Basic Plus is a supplementary legal expenses insurance which runs alongside your auto insurance policy. So you keep your current coverage, but get additional legal security in case of conflicts or claims.
What makes Auto Basic Plus attractive to expats in Spain?
Expats especially appreciate the multilingual service, clear explanations and support in complex Spanish procedures. So you know that your rights will always be defended, without getting lost in legal or linguistic barriers.