{"id":4540,"date":"2025-12-23T12:13:34","date_gmt":"2025-12-23T12:13:34","guid":{"rendered":"https:\/\/grupoxandra.eu\/?page_id=4540"},"modified":"2026-02-13T19:05:34","modified_gmt":"2026-02-13T19:05:34","slug":"aansprakelijkheids-verzekering-voor-ondernemers","status":"publish","type":"page","link":"https:\/\/grupoxandra.eu\/es\/aansprakelijkheids-verzekering-voor-ondernemers\/","title":{"rendered":"Seguro de responsabilidad civil para empresarios"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"4540\" class=\"elementor elementor-4540\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d64681f e-con-full e-flex e-con e-parent\" data-id=\"d64681f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-958a47d white-filter elementor-widget elementor-widget-image\" data-id=\"958a47d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"189\" src=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-1024x242.png\" class=\"attachment-large size-large wp-image-3907\" alt=\"\" srcset=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-1024x242.png 1024w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-300x71.png 300w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-768x182.png 768w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-1536x363.png 1536w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-2048x484.png 2048w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-600x142.png 600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aee40ed e-flex e-con-boxed e-con e-child\" data-id=\"aee40ed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d498456 elementor-widget elementor-widget-heading\" data-id=\"d498456\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Seguro de responsabilidad civil para empresarios en Espa\u00f1a<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-499cbd7 elementor-widget elementor-widget-text-editor\" data-id=\"499cbd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Seguridad en cada paso<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aed8c7a elementor-align-justify elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"aed8c7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/forms.office.com\/pages\/responsepage.aspx?id=lPxZnv3N8kWv9ICVim2EgEYY2l0YiqJJmOndgoAkhudUQ1FGVElaMUVUR0JMRFhFTFVTQTJMTVJDQiQlQCN0PWcu&#038;route=shorturl\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITE SU PRESUPUESTO AHORA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ba32a8 e-con-full e-flex e-con e-parent\" data-id=\"2ba32a8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ca856f elementor-widget elementor-widget-text-editor\" data-id=\"8ca856f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Hacer negocios en Espa\u00f1a es emocionante y desafiante. Usted trabaja con clientes, proveedores y, tal vez, personal. Pero, \u00bfy si algo sale mal? Un cliente que resbala en su negocio, un producto que causa da\u00f1os o un empleado que comete un error. Estas situaciones pueden dar lugar a elevadas reclamaciones. Con nuestro <span class=\"notion-enable-hover\" data-token-index=\"1\">seguro de responsabilidad civil<\/span> est\u00e1s protegido y no est\u00e1s solo.<!-- notionvc: e3bdad7e-85aa-4038-b7fb-a824eb393efe --><br \/><!-- notionvc: e8f5702a-dfc8-4632-9806-72d2383c6816 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-504f1ef e-con-full e-flex e-con e-child\" data-id=\"504f1ef\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-e018631 e-con-full e-flex e-con e-child\" data-id=\"e018631\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-92f671f e-con-full e-flex e-con e-child\" data-id=\"92f671f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ecdcf67 elementor-widget-widescreen__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"ecdcf67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"780\" height=\"800\" src=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/bigdap.webp\" class=\"attachment-full size-full wp-image-6294\" alt=\"\" srcset=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/bigdap.webp 780w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/bigdap-293x300.webp 293w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/bigdap-768x788.webp 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1bfc088 e-con-full e-flex e-con e-child\" data-id=\"1bfc088\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71cb438 elementor-widget elementor-widget-heading\" data-id=\"71cb438\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfCu\u00e1ndo le ayudar\u00e1 este seguro?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0ed06a elementor-widget elementor-widget-text-editor\" data-id=\"a0ed06a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Si alguien sufre da\u00f1os o lesiones en su negocio o jard\u00edn.<\/li><li>Si un producto o servicio suministrado causa problemas a terceros.<\/li><li>En caso de accidentes en los que est\u00e9 implicado su personal y de los que usted sea responsable.<\/li><li>En caso de equivocaciones o errores suyos o de su equipo.<\/li><\/ul><p>Supongamos que un cliente resbala en su tienda y se rompe un brazo. O una gotera durante una reforma causa da\u00f1os a sus vecinos. Gracias a este seguro, los costes y el arreglo legal correr\u00e1n de tu cuenta.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-92dd13b e-con-full e-flex e-con e-child\" data-id=\"92dd13b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-fe1b77e e-con-full e-flex e-con e-child\" data-id=\"fe1b77e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-939a5d4 elementor-widget-widescreen__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"939a5d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"667\" height=\"800\" src=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/shieldtick.canva_.webp\" class=\"attachment-full size-full wp-image-6323\" alt=\"\" srcset=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/shieldtick.canva_.webp 667w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/shieldtick.canva_-250x300.webp 250w\" sizes=\"(max-width: 667px) 100vw, 667px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a4bc4df e-con-full e-flex e-con e-child\" data-id=\"a4bc4df\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1c6a1d elementor-widget elementor-widget-heading\" data-id=\"e1c6a1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfPor qu\u00e9 lo eligen los empresarios?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c81915 elementor-widget elementor-widget-text-editor\" data-id=\"4c81915\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Paz y seguridad<\/strong>No se preocupe por las reclamaciones elevadas.<\/li><li><strong>Apoyo jur\u00eddico<\/strong>: los especialistas defienden sus intereses.<\/li><li><strong>Amplia cobertura<\/strong>: de responsabilidad en su caso a problemas con productos o trabajos realizados.<\/li><li><strong>Flexible<\/strong>: a la medida de su actividad, grande o peque\u00f1a.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6c6e940 e-con-full e-flex e-con e-parent\" data-id=\"6c6e940\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ba9798a white-filter elementor-widget elementor-widget-image\" data-id=\"ba9798a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"189\" src=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-1024x242.png\" class=\"attachment-large size-large wp-image-3907\" alt=\"\" srcset=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-1024x242.png 1024w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-300x71.png 300w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-768x182.png 768w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-1536x363.png 1536w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-2048x484.png 2048w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-600x142.png 600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-923eee8 e-flex e-con-boxed e-con e-child\" data-id=\"923eee8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-80b2115 elementor-widget elementor-widget-heading\" data-id=\"80b2115\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Hacer negocios sin preocupaciones<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e7fa11 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"9e7fa11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Un solo accidente puede convertirse r\u00e1pidamente en un gran problema. Con el seguro de responsabilidad civil de GrupoXandra, puede seguir trabajando en su caso con confianza, mientras nosotros le proporcionamos la protecci\u00f3n.<\/p><p>Solicite su <strong>presupuesto gratuito<\/strong> y descubra lo f\u00e1cil que puede ser hacer negocios con el seguro adecuado.<!-- notionvc: b77cc8c4-ea00-401f-9832-c7a3efcefd00 --><\/p><p><!-- notionvc: c679d973-5ae3-483a-93c3-bb848d4437b1 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc02eda elementor-align-justify elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-button\" data-id=\"cc02eda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/forms.office.com\/pages\/responsepage.aspx?id=lPxZnv3N8kWv9ICVim2EgEYY2l0YiqJJmOndgoAkhudUQ1FGVElaMUVUR0JMRFhFTFVTQTJMTVJDQiQlQCN0PWcu&#038;route=shorturl\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">SOLICITE SU PRESUPUESTO AHORA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-39deeb7 e-flex e-con-boxed e-con e-parent\" data-id=\"39deeb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f812f16 elementor-widget elementor-widget-heading\" data-id=\"f812f16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfTiene alguna pregunta? Aqu\u00ed encontrar\u00e1 las respuestas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37715ae elementor-widget elementor-widget-n-accordion\" data-id=\"37715ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:250,&quot;sizes&quot;:[]},&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Acorde\u00f3n. Abra los enlaces con Intro o Espacio, ci\u00e9rrelos con Escape y navegue con las teclas de flecha.\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5810\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-5810\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfA qui\u00e9n va dirigido este seguro? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5810\" class=\"elementor-element elementor-element-49275fc e-con-full e-flex e-con e-child\" data-id=\"49275fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee9f1f3 elementor-widget elementor-widget-text-editor\" data-id=\"ee9f1f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Para <span class=\"notion-enable-hover\" data-token-index=\"1\">empresarios, aut\u00f3nomos y PYME<\/span> a riesgo de reclamaciones por da\u00f1os y perjuicios por parte de clientes, proveedores o terceros.<!-- notionvc: 33e6f7f3-6a5d-4ce5-9ab3-f5b23fbfb6f3 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5811\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5811\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 situaciones est\u00e1n cubiertas por defecto? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5811\" class=\"elementor-element elementor-element-159373d e-con-full e-flex e-con e-child\" data-id=\"159373d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24db728 elementor-widget elementor-widget-text-editor\" data-id=\"24db728\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Da\u00f1os o lesiones a terceros en su caso, <span class=\"notion-enable-hover\" data-token-index=\"1\">problemas causados por los productos o servicios suministrados<\/span>, y los errores o negligencias cometidos por usted o su personal.<!-- notionvc: 791cf5e1-8d34-440c-b2c6-1e8f2e5d5400 --><br><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5812\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5812\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfEst\u00e1 asegurada tambi\u00e9n la responsabilidad civil del personal? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5812\" class=\"elementor-element elementor-element-e67c765 e-con-full e-flex e-con e-child\" data-id=\"e67c765\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-90a021f elementor-widget elementor-widget-text-editor\" data-id=\"90a021f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>S\u00ed, tiene cobertura para <span class=\"notion-enable-hover\" data-token-index=\"1\">errores o accidentes causados por los empleados<\/span> durante su trabajo.<!-- notionvc: 3b6dbbba-9d68-43fc-89a6-a597b5ea9e64 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5813\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5813\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfLa cobertura se aplica tambi\u00e9n fuera de mi establecimiento? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5813\" class=\"elementor-element elementor-element-1f34028 e-con-full e-flex e-con e-child\" data-id=\"1f34028\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7b7331 elementor-widget elementor-widget-text-editor\" data-id=\"a7b7331\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>S\u00ed. Tambi\u00e9n la responsabilidad durante <span class=\"notion-enable-hover\" data-token-index=\"1\">trabajar con clientes, en ferias o eventos<\/span> est\u00e1 cubierto.<!-- notionvc: 229902cc-80fd-4330-8d92-351b696610cd --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5814\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5814\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfLos productos que suministro tambi\u00e9n est\u00e1n asegurados? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5814\" class=\"elementor-element elementor-element-88f7903 e-con-full e-flex e-con e-child\" data-id=\"88f7903\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6db7b66 elementor-widget elementor-widget-text-editor\" data-id=\"6db7b66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>S\u00ed. La p\u00f3liza cubre <span class=\"notion-enable-hover\" data-token-index=\"1\">responsabilidad del producto<\/span>da\u00f1os causados por productos o materiales suministrados o instalados por usted.<!-- notionvc: 5c1649aa-e333-4e56-9845-f31694d0d027 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5815\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5815\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfCu\u00e1l es la cobertura en caso de siniestro? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5815\" class=\"elementor-element elementor-element-afff816 e-con-full e-flex e-con e-child\" data-id=\"afff816\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5eb7870 elementor-widget elementor-widget-text-editor\" data-id=\"5eb7870\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Usted elige la suma asegurada. Suele implicar <span class=\"notion-enable-hover\" data-token-index=\"1\">De 300.000 a varios millones de euros<\/span>, en funci\u00f3n de su actividad.<!-- notionvc: 52d841f6-fca9-4833-9542-0702d6508d3f --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5816\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5816\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfEst\u00e1n incluidos los gastos legales? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5816\" class=\"elementor-element elementor-element-7ad3f1e e-con-full e-flex e-con e-child\" data-id=\"7ad3f1e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a76f46 elementor-widget elementor-widget-text-editor\" data-id=\"6a76f46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>S\u00ed. El seguro reembolsa <span class=\"notion-enable-hover\" data-token-index=\"1\">honorarios de abogados, tribunales y peritos<\/span> En caso de siniestro.<!-- notionvc: 394220fd-00ae-4a25-93d3-c148670d40d0 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5817\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5817\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfSe puede adaptar el seguro a mi sector? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5817\" class=\"elementor-element elementor-element-3ec5bc3 e-con-full e-flex e-con e-child\" data-id=\"3ec5bc3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af0d4a9 elementor-widget elementor-widget-text-editor\" data-id=\"af0d4a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>S\u00ed. La cobertura ser\u00e1 <span class=\"notion-enable-hover\" data-token-index=\"1\">a medida<\/span> sobre su actividad: hosteler\u00eda, construcci\u00f3n, comercio minorista, consultor\u00eda, etc.<!-- notionvc: 114f5c51-9919-4a31-a2bd-6cdcfbbe1fba --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5818\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5818\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfSe incluye tambi\u00e9n la responsabilidad del empresario? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5818\" class=\"elementor-element elementor-element-4702079 e-con-full e-flex e-con e-child\" data-id=\"4702079\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2d6df9 elementor-widget elementor-widget-text-editor\" data-id=\"a2d6df9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>S\u00ed. La p\u00f3liza ofrece cobertura en caso de accidentes o da\u00f1os en el lugar de trabajo de los que usted sea responsable como empresario.<br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5819\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5819\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfC\u00f3mo denuncio un siniestro? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5819\" class=\"elementor-element elementor-element-ebe9a2e e-con-full e-flex e-con e-child\" data-id=\"ebe9a2e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-063723a elementor-widget elementor-widget-text-editor\" data-id=\"063723a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>P\u00f3ngase en contacto directamente con GrupoXandra. Nosotros nos encargamos de la <span class=\"notion-enable-hover\" data-token-index=\"1\">manejo completo en su propio idioma<\/span> y te guiar\u00e1 paso a paso.<!-- notionvc: a65c6338-c38b-4a28-b8df-6c8759353228 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-58110\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"11\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-58110\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfEs obligatorio el seguro para los empresarios en Espa\u00f1a? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-58110\" class=\"elementor-element elementor-element-16d0fd1 e-con-full e-flex e-con e-child\" data-id=\"16d0fd1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94d068f elementor-widget elementor-widget-text-editor\" data-id=\"94d068f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>No para todos los sectores. Para determinadas profesiones (por ejemplo, en el <span class=\"notion-enable-hover\" data-token-index=\"1\">sector de la construcci\u00f3n o m\u00e9dico<\/span>), sin embargo, es obligatorio por ley.<!-- notionvc: 27ab3e2e-0b55-4025-932b-414f834eddb7 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-58111\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"12\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-58111\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfLa cobertura s\u00f3lo se aplica en Espa\u00f1a? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-58111\" class=\"elementor-element elementor-element-5e2498c e-con-full e-flex e-con e-child\" data-id=\"5e2498c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-378b2ae elementor-widget elementor-widget-text-editor\" data-id=\"378b2ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>De serie en Espa\u00f1a y Andorra, pero ampliable a <span class=\"notion-enable-hover\" data-token-index=\"1\">actividades internacionales<\/span> en funci\u00f3n de su negocio.<!-- notionvc: 7158c1ba-9f72-4bc6-8b2a-5249a7ebc4ab --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-58112\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"13\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-58112\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfC\u00f3mo se calcula la prima? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-58112\" class=\"elementor-element elementor-element-3c7cbb6 e-con-full e-flex e-con e-child\" data-id=\"3c7cbb6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b9825e elementor-widget elementor-widget-text-editor\" data-id=\"8b9825e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>La prima depende de <span class=\"notion-enable-hover\" data-token-index=\"1\">su sector, volumen de negocios, n\u00famero de empleados y suma asegurada elegida<\/span>.<!-- notionvc: 9b81b868-d712-4d56-83b9-d63cf12a7234 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-58113\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"14\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-58113\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfEn qu\u00e9 idiomas recibir\u00e9 los documentos y el servicio? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-58113\" class=\"elementor-element elementor-element-71f6159 e-con-full e-flex e-con e-child\" data-id=\"71f6159\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1082ab elementor-widget elementor-widget-text-editor\" data-id=\"e1082ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Los documentos oficiales est\u00e1n disponibles en <span class=\"notion-enable-hover\" data-token-index=\"1\">Espa\u00f1ol y a menudo tambi\u00e9n en ingl\u00e9s<\/span>. GrupoXandra tambi\u00e9n ofrece explicaciones y orientaci\u00f3n en <span class=\"notion-enable-hover\" data-token-index=\"3\">Alem\u00e1n, espa\u00f1ol, franc\u00e9s, ingl\u00e9s y neerland\u00e9s<\/span>.<!-- notionvc: 9731bcdd-2c46-4179-a7bf-633603043cc7 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-58114\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"15\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-58114\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPor qu\u00e9 los expatriados eligen GrupoXandra para el seguro de responsabilidad civil? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-58114\" class=\"elementor-element elementor-element-46a28d5 e-con-full e-flex e-con e-child\" data-id=\"46a28d5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-242ccc1 elementor-widget elementor-widget-text-editor\" data-id=\"242ccc1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Porque somos empresarios <span class=\"notion-enable-hover\" data-token-index=\"1\">servicio multiling\u00fce y explicaciones claras<\/span> y con m\u00e1s de 20 a\u00f1os de experiencia le garantizamos que no se perder\u00e1 en la legislaci\u00f3n o los procedimientos espa\u00f1oles.<!-- notionvc: 89deab5e-c419-4f80-8b80-16220fc201b0 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Aansprakelijkheidsverzekering voor ondernemers in Spanje Zekerheid bij elke stap VRAAG NU UW OFFERTE AAN Ondernemen in Spanje is spannend en uitdagend. U werkt met klanten, leveranciers en misschien ook personeel. Maar wat als er iets misgaat? Een klant die uitglijdt in uw zaak, een product dat schade veroorzaakt of een medewerker die een fout maakt. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4540","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/grupoxandra.eu\/es\/wp-json\/wp\/v2\/pages\/4540","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/grupoxandra.eu\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/grupoxandra.eu\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/grupoxandra.eu\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/grupoxandra.eu\/es\/wp-json\/wp\/v2\/comments?post=4540"}],"version-history":[{"count":28,"href":"https:\/\/grupoxandra.eu\/es\/wp-json\/wp\/v2\/pages\/4540\/revisions"}],"predecessor-version":[{"id":6338,"href":"https:\/\/grupoxandra.eu\/es\/wp-json\/wp\/v2\/pages\/4540\/revisions\/6338"}],"wp:attachment":[{"href":"https:\/\/grupoxandra.eu\/es\/wp-json\/wp\/v2\/media?parent=4540"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}