{"id":4638,"date":"2026-01-14T13:48:29","date_gmt":"2026-01-14T13:48:29","guid":{"rendered":"https:\/\/grupoxandra.eu\/?page_id=4638"},"modified":"2026-02-18T10:46:24","modified_gmt":"2026-02-18T10:46:24","slug":"aardbevingen","status":"publish","type":"page","link":"https:\/\/grupoxandra.eu\/en\/aardbevingen\/","title":{"rendered":"Earthquakes"},"content":{"rendered":"
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Damage from earthquakes in Spain: damage, coverage, and the role of the Consorcio<\/h1>\t\t\t\t<\/div>\n\t\t\t\t
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Do you have any questions? We will gladly give you clear answers<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Is earthquake damage in Spain insured? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Yes. Damage from earthquakes in Spain is not covered by regular insurance but through the Consorcio de Compensaci\u00f3n de Seguros (CCS).<\/span>, a public Spanish institution.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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What is the Consorcio de Compensaci\u00f3n de Seguros (CCS)? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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The CCS is a governmental institution that handles damages in exceptional events such as earthquakes, severe floods, and other extraordinary risks.
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Will my insurer handle my earthquake damage claim? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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No. The assessment, decision, and payout are handled entirely by CCS. Insurers have no influence on this, nor on the duration or outcome.
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What information does the CCS need in case of an earthquake? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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At least the exact date of the incident and the address of the building. Based on this, the CCS checks if an earthquake was actually registered and of what magnitude.
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How does the CCS assess eligibility for reimbursement? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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The CCS looks at official seismological data such as the magnitude of the earthquake, the depth and distance to the epicenter, and the impact in your region.
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Are damages from every earthquake covered? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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No. Minor earthquakes generally do not qualify for compensation. Buildings are required to withstand minor ground movements according to Spanish building codes.
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When is damage eligible for compensation? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Only when the earthquake was strong enough to cause damage to a correctly built and maintained building, can the CCS open a file.
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Does the CCS publish fixed thresholds or tables? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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No. There are no fixed numbers or simple lists; each earthquake is assessed individually based on technical and official data.
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What can I do if I still want to report my damage? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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You must Contact CCS directly<\/span> to open a case. They will inform you if your claim falls within the legal criteria.
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How does GrupoXandra help me with earthquake damage? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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We will clearly explain the Spanish system to you, help you understand what is and isn't possible, and guide you where we can. The decision itself always lies with the CCS.
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Had damage? We'll take care of it for you.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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A claim is annoying enough, especially if you are in another country and not <\/span>everything proceeds in your own language. That's why we make sure that your damage <\/span>is handled correctly, clearly and as smoothly as possible.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Schade door aardbevingen in Spanje: schade, dekking en rol van het Consorcio Heeft u vragen? Wij geven u graag duidelijke antwoorden Schade melden Is schade door aardbevingen in Spanje verzekerd? Ja. Schade door aardbevingen wordt in Spanje niet door de gewone verzekeraar vergoed, maar via het Consorcio de Compensaci\u00f3n de Seguros (CCS), een publieke Spaanse […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4638","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/pages\/4638","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/comments?post=4638"}],"version-history":[{"count":16,"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/pages\/4638\/revisions"}],"predecessor-version":[{"id":6586,"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/pages\/4638\/revisions\/6586"}],"wp:attachment":[{"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/media?parent=4638"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}