{"id":4634,"date":"2026-01-14T13:48:30","date_gmt":"2026-01-14T13:48:30","guid":{"rendered":"https:\/\/grupoxandra.eu\/?page_id=4634"},"modified":"2026-02-17T16:32:55","modified_gmt":"2026-02-17T16:32:55","slug":"diefstal","status":"publish","type":"page","link":"https:\/\/grupoxandra.eu\/en\/diefstal\/","title":{"rendered":"Theft"},"content":{"rendered":"
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Car theft in Spain<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Do you have any questions? We will gladly give you clear answers<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\treport a claim<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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When is theft from my car covered by insurance? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Theft from the car is only insured when you have the coverage \u201cTheft from a car with violence\u201d<\/span> has been broken into. There must clearly be signs of violence, such as a broken window or a forced lock.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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Is theft without breaking and entering also covered? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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No. If there are no visible signs of force, there is no coverage. The insurer will only reimburse damages when it can be proven that the theft occurred by force.
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What is the maximum insured amount for stolen items? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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At Zurich, the compensation for personal belongings stolen from a car is limited to maximum \u20ac300<\/span>, depending on your policy. We always check this for you in your specific coverage.
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Do I always have to report it to the police? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Yes. A Filing a police report is mandatory<\/span> and must be inside 72 hours<\/span> after the incident occurs. Without filing a report, the insurer cannot process the claim.
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What documents do we need to open the file? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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We need: a copy of the police report, a list of stolen items with estimated value, photos of the damage to the vehicle, your policy number, and the date and location of the incident.
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Is damage to the window or lock also covered? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Yes. Damage to the window or lock resulting from the theft is usually fully compensated within the policy terms.
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Are electronic devices such as laptops or phones insured? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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This is possible, as long as they are personal belongings and the theft occurred with violence. The total compensation will remain limited to the maximum insured amount.
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What if multiple items were stolen? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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You may list all stolen items, but the insurer will always apply the maximum amount stipulated in your policy. We will help you document everything correctly.
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Can I have the vehicle repaired before everything is approved? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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That is possible, as long as you take clear photos beforehand and keep the invoice. For certainty, we recommend contacting us first, so that no problems arise with reimbursement.
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How does GrupoXandra help you with car theft? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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We will check your coverage, open the claim file with Zurich, and ensure proper follow-up. You will have one point of contact, clear explanations in your language, and written guidance until everything is completed.
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Had damage? We'll take care of it for you.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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A claim is annoying enough, especially if you are in another country and not <\/span>everything proceeds in your own language. That's why we make sure that your damage <\/span>is handled correctly, clearly and as smoothly as possible.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\treport a claim<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

Diefstal uit de auto in Spanje Heeft u vragen? Wij geven u graag duidelijke antwoorden Schade melden Wanneer is diefstal uit mijn auto verzekerd? Diefstal uit de auto is alleen verzekerd wanneer u de dekking \u201cdiefstal uit auto met geweld\u201d heeft afgesloten. Er moet duidelijk sprake zijn van geweld, zoals een ingeslagen ruit of een […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4634","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/pages\/4634","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/comments?post=4634"}],"version-history":[{"count":16,"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/pages\/4634\/revisions"}],"predecessor-version":[{"id":6554,"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/pages\/4634\/revisions\/6554"}],"wp:attachment":[{"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/media?parent=4634"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}