{"id":4541,"date":"2025-12-23T12:13:46","date_gmt":"2025-12-23T12:13:46","guid":{"rendered":"https:\/\/grupoxandra.eu\/?page_id=4541"},"modified":"2026-02-13T19:15:57","modified_gmt":"2026-02-13T19:15:57","slug":"beroepsaansprakelijkheids-verzekering","status":"publish","type":"page","link":"https:\/\/grupoxandra.eu\/en\/beroepsaansprakelijkheids-verzekering\/","title":{"rendered":"Professional liability insurance"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"4541\" class=\"elementor elementor-4541\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d64681f e-con-full e-flex e-con e-parent\" data-id=\"d64681f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-958a47d white-filter elementor-widget elementor-widget-image\" data-id=\"958a47d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"189\" src=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-1024x242.png\" class=\"attachment-large size-large wp-image-3907\" alt=\"\" srcset=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-1024x242.png 1024w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-300x71.png 300w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-768x182.png 768w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-1536x363.png 1536w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-2048x484.png 2048w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-600x142.png 600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aee40ed e-flex e-con-boxed e-con e-child\" data-id=\"aee40ed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d498456 elementor-widget elementor-widget-heading\" data-id=\"d498456\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Professional liability insurance in Spain<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-499cbd7 elementor-widget elementor-widget-text-editor\" data-id=\"499cbd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Certainty for every professional.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aed8c7a elementor-align-justify elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"aed8c7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/forms.office.com\/pages\/responsepage.aspx?id=lPxZnv3N8kWv9ICVim2EgEYY2l0YiqJJmOndgoAkhudUMFpNUlAxQVkzSUc3RlVMUTY1UTZVRUpDUCQlQCN0PWcu&#038;route=shorturl\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">REQUEST YOUR QUOTE NOW<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ba32a8 e-con-full e-flex e-con e-parent\" data-id=\"2ba32a8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ca856f elementor-widget elementor-widget-text-editor\" data-id=\"8ca856f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>As a self-employed person or professional, you enjoy freedom and independence. But with that freedom also comes responsibility. What if a mistake in your advice or work causes damage to a client? Or if you lose documents and a claim follows? Such situations can threaten not only your reputation, but also your financial future. With our <span class=\"notion-enable-hover\" data-token-index=\"1\">professional liability insurance<\/span> you work with confidence, knowing that one mistake will not kill you.<!-- notionvc: 462d5a41-bc40-44ca-8edd-68d1fcd72298 --><br \/><!-- notionvc: e8f5702a-dfc8-4632-9806-72d2383c6816 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-97b9a64 e-con-full e-flex e-con e-child\" data-id=\"97b9a64\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-858e4ed e-con-full e-flex e-con e-child\" data-id=\"858e4ed\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-27910db e-con-full e-flex e-con e-child\" data-id=\"27910db\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-df2ce38 elementor-widget-widescreen__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"df2ce38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/target.png\" class=\"attachment-full size-full wp-image-6291\" alt=\"\" srcset=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/target.png 800w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/target-300x300.png 300w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/target-150x150.png 150w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/target-768x768.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf3c77e e-con-full e-flex e-con e-child\" data-id=\"bf3c77e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8fe958a elementor-widget elementor-widget-heading\" data-id=\"8fe958a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">When do you need this?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a21a02 elementor-widget elementor-widget-text-editor\" data-id=\"9a21a02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>If a mistake or negligence causes financial loss to a customer.<\/li><li>If an employee or subcontractor makes a mistake for which you are held liable.<\/li><li>If a conflict arises around loss of documents or data protection.<\/li><\/ul><p>Suppose you deliver a report with an error that costs the customer money. Or a hard drive containing sensitive data gets lost. Thanks to this insurance, the costs and legal consequences are taken care of for you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0ce5d80 e-con-full e-flex e-con e-child\" data-id=\"0ce5d80\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-25a00d5 e-con-full e-flex e-con e-child\" data-id=\"25a00d5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7073f5b elementor-widget-widescreen__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"7073f5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"683\" height=\"800\" src=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/shieldlock.webp\" class=\"attachment-full size-full wp-image-6339\" alt=\"\" srcset=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/shieldlock.webp 683w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/shieldlock-256x300.webp 256w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0d812f7 e-con-full e-flex e-con e-child\" data-id=\"0d812f7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b03d302 elementor-widget elementor-widget-heading\" data-id=\"b03d302\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What makes this insurance valuable?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e82a80b elementor-widget elementor-widget-text-editor\" data-id=\"e82a80b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Your work protected<\/strong>: errors, mistakes and omissions covered.<\/li><li><strong>Legal support<\/strong>: you are never alone in claims or litigation.<\/li><li><strong>Valid coverage throughout the EU<\/strong>: ideal for those working internationally.<\/li><li><strong>Flexible<\/strong>: tailored to your profession and easy to manage.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6c6e940 e-con-full e-flex e-con e-parent\" data-id=\"6c6e940\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ba9798a white-filter elementor-widget elementor-widget-image\" data-id=\"ba9798a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"189\" src=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-1024x242.png\" class=\"attachment-large size-large wp-image-3907\" alt=\"\" srcset=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-1024x242.png 1024w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-300x71.png 300w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-768x182.png 768w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-1536x363.png 1536w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-2048x484.png 2048w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-600x142.png 600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-923eee8 e-flex e-con-boxed e-con e-child\" data-id=\"923eee8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-80b2115 elementor-widget elementor-widget-heading\" data-id=\"80b2115\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Focus on your craft, we do the rest<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e7fa11 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"9e7fa11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>You want to spend your time on your clients and your expertise, not on legal concerns. With GrupoXandra, you know that your interests will be defended and that one misstep does not mean the end.<\/p><p>Request your <strong>free quote<\/strong> to and discover how easy it is to perform your work properly protected.<!-- notionvc: 9c79622d-b3fb-4d44-8181-7ee4f296dff5 --><\/p><p><!-- notionvc: c679d973-5ae3-483a-93c3-bb848d4437b1 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc02eda elementor-align-justify elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-button\" data-id=\"cc02eda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/forms.office.com\/pages\/responsepage.aspx?id=lPxZnv3N8kWv9ICVim2EgEYY2l0YiqJJmOndgoAkhudUMFpNUlAxQVkzSUc3RlVMUTY1UTZVRUpDUCQlQCN0PWcu&#038;route=shorturl\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">REQUEST YOUR QUOTE NOW<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dab16fc e-flex e-con-boxed e-con e-parent\" data-id=\"dab16fc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56b271e elementor-widget elementor-widget-heading\" data-id=\"56b271e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Do you have any questions? Here are the answers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c069ae6 elementor-widget elementor-widget-n-accordion\" data-id=\"c069ae6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:250,&quot;sizes&quot;:[]},&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2010\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2010\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is the difference between professional liability and ordinary liability? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2010\" class=\"elementor-element elementor-element-16728ea e-con-full e-flex e-con e-child\" data-id=\"16728ea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b8d9a7 elementor-widget elementor-widget-text-editor\" data-id=\"1b8d9a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A <span class=\"notion-enable-hover\" data-token-index=\"1\">liability insurance<\/span> covers physical and property damage to third parties. A <span class=\"notion-enable-hover\" data-token-index=\"3\">professional liability insurance<\/span> correctly covers <span class=\"notion-enable-hover\" data-token-index=\"5\">financial loss<\/span> caused by errors, mistakes or negligence in your work or advice.<!-- notionvc: 76e0799c-078c-4b5b-b9c8-a24a42111e15 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2011\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2011\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> For whom is this insurance mandatory in Spain? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2011\" class=\"elementor-element elementor-element-11f9f61 e-con-full e-flex e-con e-child\" data-id=\"11f9f61\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27f4db5 elementor-widget elementor-widget-text-editor\" data-id=\"27f4db5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>For certain professions such as <span class=\"notion-enable-hover\" data-token-index=\"1\">lawyers, architects, doctors and engineers<\/span> professional liability insurance is required by law. For other professionals, it is highly recommended.<!-- notionvc: 14153fdc-c1b6-42c5-adcf-a4f2fab8cd6d --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2012\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2012\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What errors are insured by default? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2012\" class=\"elementor-element elementor-element-c0c364c e-con-full e-flex e-con e-child\" data-id=\"c0c364c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05a1e71 elementor-widget elementor-widget-text-editor\" data-id=\"05a1e71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Among other things <span class=\"notion-enable-hover\" data-token-index=\"1\">errors in advice, breach of contract through negligence, loss of documents, errors by employees or subcontractors and breach of confidentiality<\/span>.<!-- notionvc: 2c3271db-0fec-40b1-b8de-38e3eaaf7ecd --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2013\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2013\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Are claims around data protection (GDPR) also covered? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2013\" class=\"elementor-element elementor-element-a7268f3 e-con-full e-flex e-con e-child\" data-id=\"a7268f3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b4af21d elementor-widget elementor-widget-text-editor\" data-id=\"b4af21d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes. The insurance can provide coverage for <span class=\"notion-enable-hover\" data-token-index=\"1\">loss of data or violation of privacy rules<\/span>, which is crucial for many businesses and freelancers.<!-- notionvc: b9b34141-c16f-4df3-adff-4d3a93658084 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2014\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2014\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Am I insured if a subcontractor makes a mistake? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2014\" class=\"elementor-element elementor-element-79dbfed e-con-full e-flex e-con e-child\" data-id=\"79dbfed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-658b5eb elementor-widget elementor-widget-text-editor\" data-id=\"658b5eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes. You remain liable for work performed under your name. The insurance also covers <span class=\"notion-enable-hover\" data-token-index=\"1\">errors of subcontractors<\/span>, unless otherwise noted.<!-- notionvc: 03909f99-ca63-4e8c-8fce-0c8a9668e856 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2015\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2015\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Does the coverage only apply in Spain? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2015\" class=\"elementor-element elementor-element-f609f61 e-con-full e-flex e-con e-child\" data-id=\"f609f61\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b484298 elementor-widget elementor-widget-text-editor\" data-id=\"b484298\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>No. This policy is valid in <span class=\"notion-enable-hover\" data-token-index=\"1\">entire EU<\/span>, and often beyond when you work internationally or have customers in other countries.<!-- notionvc: efd19c8b-2042-43be-af56-9d2e4fee2ee0 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2016\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2016\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How high can a claim go? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2016\" class=\"elementor-element elementor-element-9263042 e-con-full e-flex e-con e-child\" data-id=\"9263042\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-686ecad elementor-widget elementor-widget-text-editor\" data-id=\"686ecad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Claims can be as high as <span class=\"notion-enable-hover\" data-token-index=\"1\">hundreds of thousands or millions of euros<\/span>, depending on the sector. Therefore, it is important to choose an appropriate sum insured.<!-- notionvc: f18fed8f-26dd-416e-a13b-95fc46dc0e9d --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2017\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2017\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Are legal fees included? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2017\" class=\"elementor-element elementor-element-3e47fac e-con-full e-flex e-con e-child\" data-id=\"3e47fac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec43b0a elementor-widget elementor-widget-text-editor\" data-id=\"ec43b0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes. <span class=\"notion-enable-hover\" data-token-index=\"1\">Attorney, court and expert fees<\/span> in the event of a claim are included in the coverage.<!-- notionvc: fb81414b-f1cf-41c1-85c4-d3df4d9ba84b --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2018\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2018\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I choose my own insured amount? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2018\" class=\"elementor-element elementor-element-c1c7bc2 e-con-full e-flex e-con e-child\" data-id=\"c1c7bc2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9bb94d0 elementor-widget elementor-widget-text-editor\" data-id=\"9bb94d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes. You choose the capital depending on your sector and risks. For international assignments or larger clients, often <span class=\"notion-enable-hover\" data-token-index=\"1\">higher limits<\/span> required.<!-- notionvc: 5c073615-63e2-40d4-a132-f5ff7da0a40f --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2019\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2019\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Are reputation damage or PR costs also included? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2019\" class=\"elementor-element elementor-element-624466c e-con-full e-flex e-con e-child\" data-id=\"624466c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15c2a8d elementor-widget elementor-widget-text-editor\" data-id=\"15c2a8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>More and more policies are providing coverage for <span class=\"notion-enable-hover\" data-token-index=\"1\">PR and communications services<\/span> To limit reputational damage after a claim.<!-- notionvc: 85d46281-1f40-4cdd-a800-3b3f3b7c91a7 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-20110\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"11\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-20110\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How does coverage work for digital professions, such as IT consultants or marketers? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20110\" class=\"elementor-element elementor-element-f465b87 e-con-full e-flex e-con e-child\" data-id=\"f465b87\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c5978b elementor-widget elementor-widget-text-editor\" data-id=\"7c5978b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Also <span class=\"notion-enable-hover\" data-token-index=\"1\">IT errors, software problems or wrong advice<\/span> that cause financial loss to customers may be insured.<!-- notionvc: 5b567e68-275f-4271-aca8-d7e3fab60410 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-20111\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"12\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-20111\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Is fraud or intent also covered? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20111\" class=\"elementor-element elementor-element-12b54cd e-con-full e-flex e-con e-child\" data-id=\"12b54cd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c2a438 elementor-widget elementor-widget-text-editor\" data-id=\"5c2a438\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>No. <span class=\"notion-enable-hover\" data-token-index=\"1\">Fraud, intentional misconduct or illegal activities<\/span> are excluded. Only unintentional errors and omissions are insured.<!-- notionvc: 6c94b5b6-24db-433f-bdc3-491847873612 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-20112\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"13\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-20112\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How soon can I take out the insurance? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20112\" class=\"elementor-element elementor-element-c6cec6f e-con-full e-flex e-con e-child\" data-id=\"c6cec6f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd24e70 elementor-widget elementor-widget-text-editor\" data-id=\"cd24e70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>After approval of your application and risk assessment, coverage can usually <span class=\"notion-enable-hover\" data-token-index=\"1\">within days<\/span> starting.<!-- notionvc: 00681de0-d1e7-4f8c-b581-e1e4f4d63e59 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-20113\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"14\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-20113\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> In what languages will I receive the policy and guidance? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20113\" class=\"elementor-element elementor-element-42bd5a7 e-con-full e-flex e-con e-child\" data-id=\"42bd5a7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c35e2e9 elementor-widget elementor-widget-text-editor\" data-id=\"c35e2e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The official policy documents are available in <span class=\"notion-enable-hover\" data-token-index=\"1\">Spanish and often in English as well<\/span>. GrupoXandra additionally offers service in <span class=\"notion-enable-hover\" data-token-index=\"3\">Dutch, English, German, French and Spanish<\/span>.<!-- notionvc: 82abceb7-c936-4cbb-83bc-900e6c4d933c --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-20114\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"15\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-20114\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Why do expats choose GrupoXandra for professional liability? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-20114\" class=\"elementor-element elementor-element-14b2972 e-con-full e-flex e-con e-child\" data-id=\"14b2972\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3649c8 elementor-widget elementor-widget-text-editor\" data-id=\"f3649c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Because we <span class=\"notion-enable-hover\" data-token-index=\"1\">Guiding expatriates through the complexities of Spanish legislation<\/span>, and ensure that you are not only insured, but also understand where you stand in your own language. So you can focus on your business with confidence.<!-- notionvc: 4b71e611-9b67-4906-8464-34330a29a669 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Beroepsaansprakelijkheidsverzekering in Spanje Zekerheid voor elke professional. VRAAG NU UW OFFERTE AAN Als zelfstandige of professional geniet u van vrijheid en zelfstandigheid. Maar met die vrijheid komt ook verantwoordelijkheid. Wat als een fout in uw advies of werk schade veroorzaakt bij een klant? Of als u documenten kwijtraakt en er een claim volgt? Zulke situaties [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4541","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/pages\/4541","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/comments?post=4541"}],"version-history":[{"count":22,"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/pages\/4541\/revisions"}],"predecessor-version":[{"id":6345,"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/pages\/4541\/revisions\/6345"}],"wp:attachment":[{"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/media?parent=4541"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}