{"id":4540,"date":"2025-12-23T12:13:34","date_gmt":"2025-12-23T12:13:34","guid":{"rendered":"https:\/\/grupoxandra.eu\/?page_id=4540"},"modified":"2026-02-13T19:05:34","modified_gmt":"2026-02-13T19:05:34","slug":"aansprakelijkheids-verzekering-voor-ondernemers","status":"publish","type":"page","link":"https:\/\/grupoxandra.eu\/en\/aansprakelijkheids-verzekering-voor-ondernemers\/","title":{"rendered":"Liability insurance for entrepreneurs"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"4540\" class=\"elementor elementor-4540\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d64681f e-con-full e-flex e-con e-parent\" data-id=\"d64681f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-958a47d white-filter elementor-widget elementor-widget-image\" data-id=\"958a47d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"189\" src=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-1024x242.png\" class=\"attachment-large size-large wp-image-3907\" alt=\"\" srcset=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-1024x242.png 1024w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-300x71.png 300w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-768x182.png 768w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-1536x363.png 1536w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-2048x484.png 2048w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-600x142.png 600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aee40ed e-flex e-con-boxed e-con e-child\" data-id=\"aee40ed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d498456 elementor-widget elementor-widget-heading\" data-id=\"d498456\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Liability insurance for entrepreneurs in Spain<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-499cbd7 elementor-widget elementor-widget-text-editor\" data-id=\"499cbd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Certainty at every step<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aed8c7a elementor-align-justify elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"aed8c7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/forms.office.com\/pages\/responsepage.aspx?id=lPxZnv3N8kWv9ICVim2EgEYY2l0YiqJJmOndgoAkhudUQ1FGVElaMUVUR0JMRFhFTFVTQTJMTVJDQiQlQCN0PWcu&#038;route=shorturl\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">REQUEST YOUR QUOTE NOW<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ba32a8 e-con-full e-flex e-con e-parent\" data-id=\"2ba32a8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ca856f elementor-widget elementor-widget-text-editor\" data-id=\"8ca856f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Doing business in Spain is exciting and challenging. You work with customers, suppliers and perhaps staff. But what if something goes wrong? A customer slipping in your business, a product causing damage or an employee making a mistake. Such situations can lead to high claims. With our <span class=\"notion-enable-hover\" data-token-index=\"1\">liability insurance<\/span> you are protected and not alone.<!-- notionvc: e3bdad7e-85aa-4038-b7fb-a824eb393efe --><br \/><!-- notionvc: e8f5702a-dfc8-4632-9806-72d2383c6816 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-504f1ef e-con-full e-flex e-con e-child\" data-id=\"504f1ef\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-e018631 e-con-full e-flex e-con e-child\" data-id=\"e018631\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-92f671f e-con-full e-flex e-con e-child\" data-id=\"92f671f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ecdcf67 elementor-widget-widescreen__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"ecdcf67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"780\" height=\"800\" src=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/bigdap.webp\" class=\"attachment-full size-full wp-image-6294\" alt=\"\" srcset=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/bigdap.webp 780w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/bigdap-293x300.webp 293w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/bigdap-768x788.webp 768w\" sizes=\"(max-width: 780px) 100vw, 780px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1bfc088 e-con-full e-flex e-con e-child\" data-id=\"1bfc088\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71cb438 elementor-widget elementor-widget-heading\" data-id=\"71cb438\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">When will this insurance help you?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0ed06a elementor-widget elementor-widget-text-editor\" data-id=\"a0ed06a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>If someone suffers damage or injury in your business or yard.<\/li><li>If a delivered product or service causes problems to third parties.<\/li><li>In accidents involving your staff for which you are held liable.<\/li><li>For errors or mistakes made by yourself or your team.<\/li><\/ul><p>Suppose a customer slips in your store and breaks an arm. Or a leak during a renovation causes damage to your neighbors. Thanks to this insurance, the costs and legal settlement are taken care of for you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-92dd13b e-con-full e-flex e-con e-child\" data-id=\"92dd13b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-fe1b77e e-con-full e-flex e-con e-child\" data-id=\"fe1b77e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-939a5d4 elementor-widget-widescreen__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"939a5d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"667\" height=\"800\" src=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/shieldtick.canva_.webp\" class=\"attachment-full size-full wp-image-6323\" alt=\"\" srcset=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/shieldtick.canva_.webp 667w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2026\/02\/shieldtick.canva_-250x300.webp 250w\" sizes=\"(max-width: 667px) 100vw, 667px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a4bc4df e-con-full e-flex e-con e-child\" data-id=\"a4bc4df\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1c6a1d elementor-widget elementor-widget-heading\" data-id=\"e1c6a1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why do entrepreneurs choose this?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c81915 elementor-widget elementor-widget-text-editor\" data-id=\"4c81915\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Peace and security<\/strong>: you don't have to worry about high claims.<\/li><li><strong>Legal support<\/strong>: specialists defend your interests.<\/li><li><strong>Broad coverage<\/strong>: from liability in your case to problems with products or works performed.<\/li><li><strong>Flexible<\/strong>: tailored to your activity, large or small.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6c6e940 e-con-full e-flex e-con e-parent\" data-id=\"6c6e940\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ba9798a white-filter elementor-widget elementor-widget-image\" data-id=\"ba9798a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"189\" src=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-1024x242.png\" class=\"attachment-large size-large wp-image-3907\" alt=\"\" srcset=\"https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-1024x242.png 1024w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-300x71.png 300w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-768x182.png 768w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-1536x363.png 1536w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-2048x484.png 2048w, https:\/\/grupoxandra.eu\/wp-content\/uploads\/2025\/11\/Zurich_Insurance_Group_Logo_Horizontal.svg_-600x142.png 600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-923eee8 e-flex e-con-boxed e-con e-child\" data-id=\"923eee8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-80b2115 elementor-widget elementor-widget-heading\" data-id=\"80b2115\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Doing business without worries<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e7fa11 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"9e7fa11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A single accident can quickly become a major problem. With GrupoXandra's liability insurance, you can continue working on your case with confidence, while we provide the protection.<\/p><p>Request your <strong>free quote<\/strong> to and discover how easy business can be with the right insurance.<!-- notionvc: b77cc8c4-ea00-401f-9832-c7a3efcefd00 --><\/p><p><!-- notionvc: c679d973-5ae3-483a-93c3-bb848d4437b1 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc02eda elementor-align-justify elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-button\" data-id=\"cc02eda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/forms.office.com\/pages\/responsepage.aspx?id=lPxZnv3N8kWv9ICVim2EgEYY2l0YiqJJmOndgoAkhudUQ1FGVElaMUVUR0JMRFhFTFVTQTJMTVJDQiQlQCN0PWcu&#038;route=shorturl\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">REQUEST YOUR QUOTE NOW<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-39deeb7 e-flex e-con-boxed e-con e-parent\" data-id=\"39deeb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f812f16 elementor-widget elementor-widget-heading\" data-id=\"f812f16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Do you have any questions? Here are the answers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37715ae elementor-widget elementor-widget-n-accordion\" data-id=\"37715ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:250,&quot;sizes&quot;:[]},&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5810\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-5810\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Who is this insurance for? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5810\" class=\"elementor-element elementor-element-49275fc e-con-full e-flex e-con e-child\" data-id=\"49275fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee9f1f3 elementor-widget elementor-widget-text-editor\" data-id=\"ee9f1f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>For <span class=\"notion-enable-hover\" data-token-index=\"1\">entrepreneurs, the self-employed and SMEs<\/span> at risk of damage claims by customers, suppliers or third parties.<!-- notionvc: 33e6f7f3-6a5d-4ce5-9ab3-f5b23fbfb6f3 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5811\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5811\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What situations are covered by default? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5811\" class=\"elementor-element elementor-element-159373d e-con-full e-flex e-con e-child\" data-id=\"159373d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24db728 elementor-widget elementor-widget-text-editor\" data-id=\"24db728\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Damage or injury to third parties in your business, <span class=\"notion-enable-hover\" data-token-index=\"1\">problems caused by products or services provided<\/span>, and errors or negligence by you or your staff.<!-- notionvc: 791cf5e1-8d34-440c-b2c6-1e8f2e5d5400 --><br><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5812\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5812\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Is staff liability also insured? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5812\" class=\"elementor-element elementor-element-e67c765 e-con-full e-flex e-con e-child\" data-id=\"e67c765\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-90a021f elementor-widget elementor-widget-text-editor\" data-id=\"90a021f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes. You are covered for <span class=\"notion-enable-hover\" data-token-index=\"1\">errors or accidents caused by employees<\/span> during their work.<!-- notionvc: 3b6dbbba-9d68-43fc-89a6-a597b5ea9e64 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5813\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5813\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Does the coverage apply outside my business location? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5813\" class=\"elementor-element elementor-element-1f34028 e-con-full e-flex e-con e-child\" data-id=\"1f34028\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7b7331 elementor-widget elementor-widget-text-editor\" data-id=\"a7b7331\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes. Also liability during <span class=\"notion-enable-hover\" data-token-index=\"1\">Working at clients, trade shows or events<\/span> is covered.<!-- notionvc: 229902cc-80fd-4330-8d92-351b696610cd --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5814\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5814\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Are products I supply also insured? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5814\" class=\"elementor-element elementor-element-88f7903 e-con-full e-flex e-con e-child\" data-id=\"88f7903\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6db7b66 elementor-widget elementor-widget-text-editor\" data-id=\"6db7b66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes. The policy covers <span class=\"notion-enable-hover\" data-token-index=\"1\">product liability<\/span>: damage caused by products or materials you supply or install.<!-- notionvc: 5c1649aa-e333-4e56-9845-f31694d0d027 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5815\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5815\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How high is the coverage for claims? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5815\" class=\"elementor-element elementor-element-afff816 e-con-full e-flex e-con e-child\" data-id=\"afff816\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5eb7870 elementor-widget elementor-widget-text-editor\" data-id=\"5eb7870\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>You choose the amount insured. It often involves <span class=\"notion-enable-hover\" data-token-index=\"1\">\u20ac300,000 to several million euros<\/span>, depending on your activity.<!-- notionvc: 52d841f6-fca9-4833-9542-0702d6508d3f --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5816\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5816\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Are legal fees included? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5816\" class=\"elementor-element elementor-element-7ad3f1e e-con-full e-flex e-con e-child\" data-id=\"7ad3f1e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a76f46 elementor-widget elementor-widget-text-editor\" data-id=\"6a76f46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes. The insurance reimburses <span class=\"notion-enable-hover\" data-token-index=\"1\">attorney, court and expert fees<\/span> in claims.<!-- notionvc: 394220fd-00ae-4a25-93d3-c148670d40d0 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5817\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5817\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can the insurance be adapted to my sector? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5817\" class=\"elementor-element elementor-element-3ec5bc3 e-con-full e-flex e-con e-child\" data-id=\"3ec5bc3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af0d4a9 elementor-widget elementor-widget-text-editor\" data-id=\"af0d4a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes. Coverage will be <span class=\"notion-enable-hover\" data-token-index=\"1\">tailored<\/span> on your activity: hospitality, construction, retail, consulting, etc.<!-- notionvc: 114f5c51-9919-4a31-a2bd-6cdcfbbe1fba --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5818\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5818\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Is employer liability also included? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5818\" class=\"elementor-element elementor-element-4702079 e-con-full e-flex e-con e-child\" data-id=\"4702079\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2d6df9 elementor-widget elementor-widget-text-editor\" data-id=\"a2d6df9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes. The policy provides coverage for workplace accidents or damages for which you are liable as an employer.<br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5819\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5819\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I report a claim? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5819\" class=\"elementor-element elementor-element-ebe9a2e e-con-full e-flex e-con e-child\" data-id=\"ebe9a2e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-063723a elementor-widget elementor-widget-text-editor\" data-id=\"063723a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>You contact GrupoXandra directly. We take care of the <span class=\"notion-enable-hover\" data-token-index=\"1\">complete handling in your own language<\/span> and guide you step by step.<!-- notionvc: a65c6338-c38b-4a28-b8df-6c8759353228 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-58110\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"11\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-58110\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Is insurance mandatory for entrepreneurs in Spain? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-58110\" class=\"elementor-element elementor-element-16d0fd1 e-con-full e-flex e-con e-child\" data-id=\"16d0fd1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94d068f elementor-widget elementor-widget-text-editor\" data-id=\"94d068f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Not for all sectors. For certain occupations (for example, in the <span class=\"notion-enable-hover\" data-token-index=\"1\">construction or medical sector<\/span>), however, it is required by law.<!-- notionvc: 27ab3e2e-0b55-4025-932b-414f834eddb7 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-58111\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"12\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-58111\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Does the coverage only apply in Spain? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-58111\" class=\"elementor-element elementor-element-5e2498c e-con-full e-flex e-con e-child\" data-id=\"5e2498c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-378b2ae elementor-widget elementor-widget-text-editor\" data-id=\"378b2ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Standard in Spain and Andorra, but expandable to <span class=\"notion-enable-hover\" data-token-index=\"1\">international activities<\/span> depending on your business.<!-- notionvc: 7158c1ba-9f72-4bc6-8b2a-5249a7ebc4ab --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-58112\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"13\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-58112\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How is the premium calculated? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-58112\" class=\"elementor-element elementor-element-3c7cbb6 e-con-full e-flex e-con e-child\" data-id=\"3c7cbb6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b9825e elementor-widget elementor-widget-text-editor\" data-id=\"8b9825e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The premium depends on <span class=\"notion-enable-hover\" data-token-index=\"1\">your sector, turnover, number of employees and the sum insured chosen<\/span>.<!-- notionvc: 9b81b868-d712-4d56-83b9-d63cf12a7234 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-58113\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"14\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-58113\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> In what languages will I receive documents and service? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-58113\" class=\"elementor-element elementor-element-71f6159 e-con-full e-flex e-con e-child\" data-id=\"71f6159\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1082ab elementor-widget elementor-widget-text-editor\" data-id=\"e1082ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The official policy documents are available in <span class=\"notion-enable-hover\" data-token-index=\"1\">Spanish and often in English as well<\/span>. GrupoXandra also offers explanations and guidance in <span class=\"notion-enable-hover\" data-token-index=\"3\">Dutch, English, German, French and Spanish<\/span>.<!-- notionvc: 9731bcdd-2c46-4179-a7bf-633603043cc7 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-58114\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"15\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-58114\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Why do expats choose GrupoXandra for liability insurance? <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-58114\" class=\"elementor-element elementor-element-46a28d5 e-con-full e-flex e-con e-child\" data-id=\"46a28d5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-242ccc1 elementor-widget elementor-widget-text-editor\" data-id=\"242ccc1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Because we entrepreneurs <span class=\"notion-enable-hover\" data-token-index=\"1\">multilingual service and clear explanations<\/span> offer, and with more than 20 years of experience ensure that you do not get lost in Spanish law or procedures<!-- notionvc: 89deab5e-c419-4f80-8b80-16220fc201b0 --><br \/><!-- notionvc: 903f54b1-3285-4354-bbfa-640990d520d3 --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Aansprakelijkheidsverzekering voor ondernemers in Spanje Zekerheid bij elke stap VRAAG NU UW OFFERTE AAN Ondernemen in Spanje is spannend en uitdagend. U werkt met klanten, leveranciers en misschien ook personeel. Maar wat als er iets misgaat? Een klant die uitglijdt in uw zaak, een product dat schade veroorzaakt of een medewerker die een fout maakt. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4540","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/pages\/4540","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/comments?post=4540"}],"version-history":[{"count":28,"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/pages\/4540\/revisions"}],"predecessor-version":[{"id":6338,"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/pages\/4540\/revisions\/6338"}],"wp:attachment":[{"href":"https:\/\/grupoxandra.eu\/en\/wp-json\/wp\/v2\/media?parent=4540"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}